P2P Lending

Peer-to-peer lending is a certain breed of financial transaction (primarily lending and borrowing, though other more complicated transactions can be facilitated) which occurs directly between individuals or "peers" without the intermediation of a traditional financial institution. P2P lending is for the most part a for-profit activity, this distinguishes it from p2p charities, p2p philanthropy and crowdfunding which also create connections between donors and recipients of donations but are nonprofit movements.